What Your Credit Score Means
Good, fair, or poor depends entirely on your number and what you want to do with it. Pick your exact score below to see what it qualifies you for, the rates lenders will offer, and the fastest way to climb into the next tier.
Look up your score (56)
- Is a 300 Credit Score Good or Bad?
- Is a 310 Credit Score Good or Bad?
- Is a 320 Credit Score Good or Bad?
- Is a 330 Credit Score Good or Bad?
- Is a 340 Credit Score Good or Bad?
- Is a 350 Credit Score Good or Bad?
- Is a 360 Credit Score Good or Bad?
- Is a 370 Credit Score Good or Bad?
- Is a 380 Credit Score Good or Bad?
- Is a 390 Credit Score Good or Bad?
- Is a 400 Credit Score Good or Bad?
- Is a 410 Credit Score Good or Bad?
- Is a 420 Credit Score Good or Bad?
- Is a 430 Credit Score Good or Bad?
- Is a 440 Credit Score Good or Bad?
- Is a 450 Credit Score Good or Bad?
- Is a 460 Credit Score Good or Bad?
- Is a 470 Credit Score Good or Bad?
- Is a 480 Credit Score Good or Bad?
- Is a 490 Credit Score Good or Bad?
- Is a 500 Credit Score Good or Bad?
- Is a 510 Credit Score Good or Bad?
- Is a 520 Credit Score Good or Bad?
- Is a 530 Credit Score Good or Bad?
- Is a 540 Credit Score Good or Bad?
- Is a 550 Credit Score Good or Bad?
- Is a 560 Credit Score Good or Bad?
- Is a 570 Credit Score Good or Bad?
- Is a 580 Credit Score Good or Bad?
- Is a 590 Credit Score Good or Bad?
- Is a 600 Credit Score Good or Bad?
- Is a 610 Credit Score Good or Bad?
- Is a 620 Credit Score Good or Bad?
- Is a 630 Credit Score Good or Bad?
- Is a 640 Credit Score Good or Bad?
- Is a 650 Credit Score Good? FICO Score
- Is a 660 Credit Score Good or Bad?
- Is a 670 Credit Score Good or Bad?
- Is a 680 Credit Score Good or Bad?
- Is a 690 Credit Score Good or Bad?
- Is a 700 Credit Score Good or Bad?
- Is a 710 Credit Score Good or Bad?
- Is a 720 Credit Score Good or Bad?
- Is a 730 Credit Score Good or Bad?
- Is a 740 Credit Score Good or Bad?
- Is a 750 Credit Score Good or Bad?
- Is a 760 Credit Score Good or Bad?
- Is a 770 Credit Score Good or Bad?
- Is a 780 Credit Score Good or Bad?
- Is a 790 Credit Score Good or Bad?
- Is a 800 Credit Score Good or Bad?
- Is a 810 Credit Score Good or Bad?
- Is a 820 Credit Score Good or Bad?
- 830 Credit Score: Yes, It's Excellent
- Is a 840 Credit Score Good or Bad?
- Is a 850 Credit Score Good or Bad?
Frequently asked questions
What is considered a good credit score?
On the common 300 to 850 FICO scale, 670 to 739 is generally good, 740 to 799 is very good, and 800 and up is excellent. Scores from 580 to 669 are fair, and below 580 is poor. Lenders read these bands differently, so a score that is fine for one product may fall short for another.
Is my exact credit score good or bad?
It depends on the band your number falls in and what you want to do with it. Pick your score from the list on this page to see what it qualifies you for, what rates to expect, and the fastest way to move up to the next tier.
How fast can I raise my credit score?
Some moves work in one to two statement cycles, like lowering your credit card utilization or fixing a reporting error. Others, like building payment history, take longer. Many people see a 20 to 40 point change within a couple of months when there are real errors to fix or high balances to pay down.
Does checking my own score lower it?
No. Checking your own credit is a soft inquiry and never affects your score. Only a hard inquiry from applying for new credit can cause a small, temporary dip.
Move Up a Tier?
Credit Booster AI maps your score to the next band and the moves that get you there.